I was very young when I moved from India and I have lived in the Lowe Mainland almost my entire life. I am 42 and a proud yearly Vancouver International Marathon runner. I have a wonderful wife and two children. I am a Longshoreman since 2005. My real estate investing experience has been good so far but I felt like I was held hostage at times with the housing market. Last year in January I got injured and was off work for 3 months. That is when I came to realize that the day I stop working is the day my income stopped. Income For Life has helped my family and I to generate monthly cash flow and also accumulate wealth. Even in these tough times. Bob Mangat has been a great mentor to me. Kevin Bratch has been a great wealth coach. Without their know-how and guidance the two deals would have not been possible.

The Income For Life program is a win-win situation for both the RTO and the investor. This has been a wonderful experience and I plan to make this a long lasting relationship. ~ Bal Aujla, Surrey, BC Canada

P.S. NOT BAD FOR ABOUT TWO WEEKS OF WORK. $1000.00 cash flow monthly $95,000 Locked in profit.

“I have been a member since the summer of 2008, and have purchased two rent to own properties. My cash flow for both the properties are little over $500.00. Since I became a member, all my dealings with the coaches have been very positive. They have assisted me in every way possible including finding the tenants, placing them with lease agreements and also making sure that I benefit from the purchase.

This really worked for me as I have a full-time job and am unable to do all this considering my work schedule.” Invigo also provide free training classes to the members. I have attended the fast start class which was very informative for me to get started. Also, other classes are provided with monthly newsletters and cd’s for our progress in this real estate business. Finally, this is a business that works for me instead of me working for the business.”~James & Margaret Nadan, Langley BC

“I had been watching my neighbourhood for a year, growing with new homes. I was just planning to buy a home. It was not until I bumped into ‘INCOME for LIFE’ that I thought of toying with the idea of investing in real estate. The IFL fast start class made me realise what I could really do with my money and how money could really do wonders.“”In less than a month after my return from vacation I bought two homes which were beyond my expectations. It feels really good to, not just buy properties but also have the renters ready to move in!

The Income for Life program really works would be an understatement. It is awesome! Thanks Bob. I plan to invest in at least four properties this year but more could be possible.” ~John Surabathula and Urmila Shinde, Langley, BC

This system really does work! It’s so helpful to be able to bounce ideas and share strategies with Real Estate coaches who are active investors. They understand your concerns and are able to walk you through the process because they have done it themselves. I would highly recommend Bob, The Invigo Team and their Income for Life program to anyone looking at investing in RealEstate. Thanks guys.” ~ H. Lalli-Burnaby BC

This program takes the fear out of the equation landlord/owner & RTO/Tenants. Everyone Benefits!” ~ Kathleen and Don Tarabas – Abbotsford BC

We’re approaching these seminars with the greatest of optimism and much enthusiasm. The basics as explained make the greatest of sense with the added bonus of “People Helping People” Thank You and so glad we followed up and were accepted ~ Mark Gunter VIP Members- West Vancouver, BC

Carol and I have been investing in real estate for more than 10 years. Well, to make a long story short, we purchased properties and then resold them because of the management required. Buying, flipping, rehabbing. We had been looking for something better, but did not quite know what it was we were looking for. We knew we needed help with our investing strategy. The stock market, mutual funds, RRSP’s seemed okay, but we were looking for something extraordinary. After investigating several other options, reading books, attending seminars, going on line, we came across Bob Mangat of Invigo, and were instantly sold on this great system. You will notice that I said system and not scheme or gimmick. There are many people are there who will take your money and give you back nothing in return.

We were so elated with Bob’s system; we knew we found the answer. The Invigo system is a great wealth builder for anyone who wants to apply the simple and easy strategies. What we liked the most about Bob and his team is they are always there to help and further educate us. In fact, we have been guest speakers at several of the wealth building seminars because we are proof that the system really works. ~ Martin and Carol Juettner, Aldergrove, BC

I come from a very humble background. I come from Hyder-bad, India. I studied for my Civil Engineering and worked for a French construction group in Central Asia before immigrating to Canada. Since my school days when I submitted an assignment on Canada I always wanted to see it. Arriving in Toronto in 2005 I struggled to get a job in my field of expertise. I was focussed in my job search while surviving in odd jobs. I was picked up by my present employer for a bridge project before moving to Langley in May 2006. Although I hadn’t decided to buy a property for myself as I was single, I was thinking of investments. After getting married last year I invested some of my money in mutual funds which I thought was ‘wise’. I had been watching my neighbourhood for a year, growing with new homes. I was just planning to buy a home. It was not until I bumped into ‘INCOME for LIFE’ that I thought of toying with the idea of investing in real estate.

The IFL fast start class made me realise what I could really do with my money and how money could really do wonders. In less than a month after my return from vacation I bought two homes which were beyond my expectations. The other day when I finished signing for the second property I spoke to my wife, who is soon moving to BC, about the properties and the uneasiness of having two properties in one’s name at the first shot! She just said ‘you always talked about investing in real estate but now you just did it’. This was one really good and important decision that I remember ever having made. It feels really good to, not just buy properties but also have the renters ready to move in!

The Income For Life program really works would be an understatement. It is awesome! I plan to invest in at least four properties this year but more could be possible. – John Surabathula and Urmila Shinde, Langley, BC

Dear Kevin and The Fantastic Team at Invigo, We are really pleased to know your company for the instant, fast, accommodating transaction for us to avail of your rent to own home where we finally moving next month, April. We are so grateful for all your help and considerations to meet our needs regardless of what might hinders our application. And now, we are so happy and excited to move just counting days in spite of too much packing to transfer it to our new, nice and beautiful home as well as very near to all shopping centers and transportation. Our wholehearted thanks to you and Invigo for professional / commendable services highly appreciated. Looking forward to do such transactions with you and to your company in the near future. God bless! ~ Sincerely, Aurora Abad Rent To Own Tenant Buyers Tenants

“Speaking to Bob Mangat literally saved my sanity and Invigo gave me back my life. My sons and I are now living in a beautiful new 3 level 3 bedroom 2.5 bath end unit townhouse with a double garage, bay windows, granite counter tops, security system in a prime location with a view for the nearly the same money every month I was paying for rent. I can honestly say that I feel blessed and am happier here now than I was in my previous home. Thank you Nancy for all your gracious support, knowledge and time. I will be recommending you to everyone”. – Karen Kennedy, Cloverdale BC Rent To Own Tenant Buyers Tenants

“This system really does work! It’s so helpful to be able to bounce ideas and share strategies with Real Estate coaches who are active investors. They understand your concerns and are able to walk you through the process because they have done it themselves. I would highly recommend Bob Mangat and Invigo Realty Ltd and their Income for Life program to anyone looking at investing in RealEstate. Thanks guys.” ~ C. Dempsey – Burnaby BC

“I am blown away with the Rent to Own investment strategy! I was able to place a tenant in the property so quickly that I had not even made my first mortgage payment. The property is generating $450 in positive cash flow and I received $10,000 in upfront profit! And the best part, I did all of this without even putting an ad in the paper! Bob Mangat and the Invigo Team have put together a great system, thanks for your help guys.” – Patrick Bissonnette – Coquitlam BC

Sounds like a win/win situation for all. Members and Tenants!! – Tim Thiessen – Port Moody BC VIP Member

Some Recent Purchases By Our Income For Life Members

Address:	46528 Mayfair Ave, Chilliwack, BC
Purchase Price:	$325,000
Monthly Mortgage Payment:	$1,483.00
Rental Monthly Payment:	$2,300.00
Option payment Received:	$15,000
Tenant’s Sale Price:	$375,375
Member’s Name:	M. Juettner

Details:	1620 SQFT, 2 bedrooms, 1 bathroom, Lot 8778 SQFT, Large wood deck, large back yard, workshop and large basement

Address:	#65 10525 153rd Street, Surrey, BC
Purchase Price:	$253,000
Monthly Mortgage Payment:	$1,100
Rental Monthly Payment:	$1,650
Option payment Received:	$8,000
Tenant’s Sale Price:	$288,420
Member’s Name:	C. & L Garcia

Details:	1674 SQFT, 2 bedrooms, 2 bathroom, new kitchen, beautiful laminate floors, new thermo windows, new bathroom on main floor, huge deck

Address:	#2 – 7557 Humphries Court Burnaby, BC
Purchase Price:	$252,000
Monthly Mortgage Payment:	$1,100
Rental Monthly Payment:	$1,500
Option payment Received:	$5,000
Tenant’s Sale Price:	$289.800
Member’s Name:	D. Speianu

Details:	914 SQFT, 2 bedrooms, 1 bathroom, New laminated flooring, large patio, in suite laundry, jetted tub

Address:	#357-1432 Kingsway, Vancouver, BC
Purchase Price:	$400,000
Monthly Mortgage Payment:	$2050
Rental Monthly Payment:	$2500
Option payment Received:	$15,000
Tenant’s Sale Price:	$460,000
Member’s Name:	D & A Foley

Details:	842 SQFT, 2 bedrooms, 2 bathroom, BRAND NEW!!! Under warranty!!! Stainless Steel appliances, georgous view and central to everything

Address:	#320-15385 101A Avenue, Surrey, BC
Purchase Price:	$285,000
Monthly Mortgage Payment:	$1475
Rental Monthly Payment:	$1,700
Option payment Received:	$7,500
Tenant’s Sale Price:	$339,400
Member’s Name:	D. Orfino

Details:	800 SQFT, 2 bedrooms, 1 bathroom, Quality building by ONNI, Charlton Park. Open kitchen concept with 9′ high ceilings. Spacious layout with good-size balcony for your spacious life

Address:	#6-19551 66th Avenue, Cloverdale, BC
Purchase Price:	$349,900
Monthly Mortgage Payment:	$1,725
Rental Monthly Payment:	$2,075
Option payment Received:	$12,000
Tenant’s Sale Price:	$410,550
Member’s Name:	G. Sidhu

Details:	1360 SQFT, 3 bedrooms, 3 bathroom, Gorgeous Kitchen, Bay windows, 9′ ceilings, granite counters in kitchen & powder room, exquisite espresso cabinetry & laminate floors, beautiful designer paint colors thru-out.

Address:	#4-20159 68th Ave, Langley
Purchase Price:	$356,765
Monthly Mortgage Payment:	$1,775
Rental Monthly Payment:	$2,100
Option payment Received:	$7,500
Tenant’s Sale Price:	$406,410
Member’s Name:	J. & M Nadan

Details:	1436 SQFT, 3 bedrooms, 3 bathroom, 9′ ceilings, laminate floors on main, all appliances, window blinds, rain screen system, and end unit location allows plenty of windows for added light and view of city lights

Address:	#164-7790 King George Hwy, Surrey, BC
Purchase Price:	$42,500
Monthly Mortgage Payment:	$950
Rental Monthly Payment:	$1400
Option payment Received:	$1,000
Tenant’s Sale Price:	$60,000 (60 month term)
Member’s Name:	J. Sihota

Details:	980 SQFT, 2 bedrooms, 1 bathroom, 16′x11′ Multi-Purpose Rm. F/S, W/D, nice quiet patio area at back with gas hook-up for BBQ which is included. Sprinkler system for hanging baskets

Address:	#306-1025 Cornwall Street, New Westminster, BC
Purchase Price:	$257,500
Monthly Mortgage Payment:	$1425.00
Rental Monthly Payment:	$1625.00
Option payment Received:	$10,000
Tenant’s Sale Price:	$300,550
Member’s Name:	J. Verdi

Details:	980 SQFT, 2 bedrooms, 2 bathroom New laminate, new tile, new extended kitchen with custom cabinets and counter tops. Luxurious oversized soaker tub in main.

Address:	#7065 141A Street, Surrey, BC
Purchase Price:	$400,000
Monthly Mortgage Payment:	$2100
Rental Monthly Payment:	$2650
Option payment Received:	$12,500
Tenant’s Sale Price:	$460,000
Member’s Name:	J. Surabathula

Details:	2560 SQFT, 7 bedrooms, 3 bathroom, Lot 5040 SQFT Spacious & clean 7 bedroom basement home features new maple kitchen, appliances, H/W laminate floors, dbl glazed windows

Address:	46528 Mayfair Ave, Chilliwack, BC
Purchase Price:	$325,000
Monthly Mortgage Payment:	$1,483.00
Rental Monthly Payment:	$2,300.00
Option payment Received:	$15,000
Tenant’s Sale Price:	$375,375
Member’s Name:	M. Juettner

Details:	1620 SQFT, 2 bedrooms, 1 bathroom, Lot 8778 SQFT, Large wood deck, large back yard, workshop and large basement

Address:	#65 10525 153rd Street, Surrey, BC
Purchase Price:	$253,000
Monthly Mortgage Payment:	$1,100
Rental Monthly Payment:	$1,650
Option payment Received:	$8,000
Tenant’s Sale Price:	$288,420
Member’s Name:	C. & L Garcia

Details:	1674 SQFT, 2 bedrooms, 2 bathroom, new kitchen, beautiful laminate floors, new thermo windows, new bathroom on main floor, huge deck

Address:	#2 – 7557 Humphries Court Burnaby, BC
Purchase Price:	$252,000
Monthly Mortgage Payment:	$1,100
Rental Monthly Payment:	$1,500
Option payment Received:	$5,000
Tenant’s Sale Price:	$289.800
Member’s Name:	D. Speianu

Details:	914 SQFT, 2 bedrooms, 1 bathroom, New laminated flooring, large patio, in suite laundry, jetted tub

Address:	#357-1432 Kingsway, Vancouver, BC
Purchase Price:	$400,000
Monthly Mortgage Payment:	$2050
Rental Monthly Payment:	$2500
Option payment Received:	$15,000
Tenant’s Sale Price:	$460,000
Member’s Name:	D & A Foley

Details:	842 SQFT, 2 bedrooms, 2 bathroom, BRAND NEW!!! Under warranty!!! Stainless Steel appliances, georgous view and central to everything

Address:	#320-15385 101A Avenue, Surrey, BC
Purchase Price:	$285,000
Monthly Mortgage Payment:	$1475
Rental Monthly Payment:	$1,700
Option payment Received:	$7,500
Tenant’s Sale Price:	$339,400
Member’s Name:	D. Orfino

Details:	800 SQFT, 2 bedrooms, 1 bathroom, Quality building by ONNI, Charlton Park. Open kitchen concept with 9′ high ceilings. Spacious layout with good-size balcony for your spacious life

Address:	#6-19551 66th Avenue, Cloverdale, BC
Purchase Price:	$349,900
Monthly Mortgage Payment:	$1,725
Rental Monthly Payment:	$2,075
Option payment Received:	$12,000
Tenant’s Sale Price:	$410,550
Member’s Name:	G. Sidhu

Details:	1360 SQFT, 3 bedrooms, 3 bathroom, Gorgeous Kitchen, Bay windows, 9′ ceilings, granite counters in kitchen & powder room, exquisite espresso cabinetry & laminate floors, beautiful designer paint colors thru-out.

Address:	#4-20159 68th Ave, Langley, BC
Purchase Price:	$356,765
Monthly Mortgage Payment:	$1,775
Rental Monthly Payment:	$2,100
Option payment Received:	$7,500
Tenant’s Sale Price:	$406,410
Member’s Name:	J. & M Nadan

Details:	1436 SQFT, 3 bedrooms, 3 bathroom, 9′ ceilings, laminate floors on main, all appliances, window blinds, rain screen system, and end unit location allows plenty of windows for added light and view of city lights

Address:	#164-7790 King George Hwy, Surrey, BC
Purchase Price:	$42,500
Monthly Mortgage Payment:	$950
Rental Monthly Payment:	$1400
Option payment Received:	$1,000
Tenant’s Sale Price:	$60,000 (60 month term)
Member’s Name:	J. Sihota

Details:	980 SQFT, 2 bedrooms, 1 bathroom, 16′x11′ Multi-Purpose Rm. F/S, W/D, nice quiet patio area at back with gas hook-up for BBQ which is included. Sprinkler system for hanging baskets

Address:	#306-1025 Cornwall Street, New Westminster, BC
Purchase Price:	$257,500
Monthly Mortgage Payment:	$1425.00
Rental Monthly Payment:	$1625.00
Option payment Received:	$10,000
Tenant’s Sale Price:	$300,550
Member’s Name:	J. Verdi

Details:	980 SQFT, 2 bedrooms, 2 bathroom New laminate, new tile, new extended kitchen with custom cabinets and counter tops. Luxurious oversized soaker tub in main.

Address:	#7065 141A Street, Surrey, BC
Purchase Price:	$400,000
Monthly Mortgage Payment:	$2100
Rental Monthly Payment:	$2650
Option payment Received:	$12,500
Tenant’s Sale Price:	$460,000
Member’s Name:	J. Surabathula

Details:	2560 SQFT, 7 bedrooms, 3 bathroom, Lot 5040 SQFT Spacious & clean 7 bedroom basement home features new maple kitchen, appliances, H/W laminate floors, dbl glazed windows

Address:	34720 3^rd Avenue – Abbotsford, BC
Purchase Price:	$356,324
Monthly Mortgage Payment:	$1775
Rental Monthly Payment:	$2500
Option payment Received:	$10,000
Tenant’s Sale Price:	$422,000
Member’s Name:	M. Juettner

Details:	1584 SQFT, 4 bedrooms, 3 bathrooms, Lot 3750 SQFT Peaceful landscaped private yard with cedar fence. This heritage home is centrally located in Huntingdon Village. Public park/playground is within walking distance. Bus is at corner. This family home includes a spacious dog run

Address:	32847 5^th Avenue – Mission, BC
Purchase Price:	$352,245
Monthly Mortgage Payment:	$1490
Rental Monthly Payment:	$1700
Option payment Received:	$20,000
Tenant’s Sale Price:	$408,250
Member’s Name:	M. Juettner

Details:	1754 SQFT, 5 bedrooms, 2 bathrooms, Lot 9240 SQFT Renovated home 3 bedroom up 2 bed suite down all new. Cul-de-sac location. Bathrooms updated nice open plan. Oak kitchen. Nature out back. RV parking. Fenced low maintenance yard. Come see today, great price.

Address:	#277-9100 Ferndale Road – Richmond, BC
Purchase Price:	$399,900
Monthly Mortgage Payment:	$1818
Rental Monthly Payment:	$2350
Option payment Received:	$10,000
Tenant’s Sale Price:	$452,200
Member’s Name:	P. Bissonnette

Details:	1059 SQFT, 3 bedrooms, 2 bathrooms, Make your home in KENSINGTON COURT, one of Richmond’s newer & most desirable communities. This spacious 3 bedroom unit has all the contemporary designer features & fixtures.

Address:	34363 Hycrest Place – Abbotsford, BC
Purchase Price:	$470,000
Monthly Mortgage Payment:	$2159
Rental Monthly Payment:	$2850
Option payment Received:	$25,000
Tenant’s Sale Price:	$540,500
Member’s Name:	C. & S. Carvelli

Details:	Totally custom built 4000 SF rare Dutch Colonial on private 1/3 Acre cul-de-sac lot. Features are many: Oak foyer with spiral staircase, large teak Kitchen/Family room, massive sunken Living room with floor to ceiling stone fireplace.

Address:	#41 – 8855 212^th Street Langley, BC
Purchase Price:	$341,000
Monthly Mortgage Payment:	$1675
Rental Monthly Payment:	$1950
Option payment Received:	$10,000
Tenant’s Sale Price:	$392,150
Member’s Name:	J & M Nadan

Details:	Golden Ridge townhouse, bright open layout with numerous features. New countertops, lots of cupboards space. Huge master bedroom with walk-in closet. Lots of windows and a huge deck. Double side by side garage. Great location! Close to everything. Golden Ridge upper unit townhouse.

Address:	#309 – 13911 70^th Avenue Surrey, BC
Purchase Price:	$341,000
Monthly Mortgage Payment:	$1570
Rental Monthly Payment:	$1900
Option payment Received:	$5,000
Tenant’s Sale Price:	$353,050
Member’s Name:	A & T Santos

Details:	Canterbury Green finest! If you are looking for the best in condo living this is it. Gorgeous new kitchen complete with stainless steel appliances, new bathrooms & fixtures. Vaulted ceiling, open plan and balconies set this apart.

Address:	7642 Stave Lake Street Mission, BC
Purchase Price:	$358,000
Monthly Mortgage Payment:	$1700
Rental Monthly Payment:	$2300
Option payment Received:	$6,000
Tenant’s Sale Price:	$411,700
Member’s Name:	S & C. Carvelli

Details:	Nearly 1/4 acres, Stanley Park like backyard, new fully fenced with lane entrance to all concrete walled workshop 22×20 ft. Nicely upgraded ground floor. There are 2 living rooms, 2 kitchens, 2 fireplaces, huge sundeck, RV parking, nice East side Mission location. Cathedral entrance.

Address:	46218 Magnolia Ave – Chilliwack, BC
Purchase Price:	$376,700
Monthly Mortgage Payment:	$1825
Rental Monthly Payment:	$2350
Option payment Received:	$25,000
Tenant’s Sale Price:	$433,205
Member’s Name:	K & D Tarabas

Details:	Awesome ranch style home with fully finished basement with it’s own park! .24 acre property, 60 x 188 ft. If you are looking for a beautifully renovated home with a huge private yard this is for you.

Address:	#20 – 3397 Hastings St. Coquitlam, BC
Purchase Price:	$413,100
Monthly Mortgage Payment:	$2000
Rental Monthly Payment:	$2500
Option payment Received:	$8,000
Tenant’s Sale Price:	$475,065
Member’s Name:	D & A Foley

Details:	DETACHED TOWNHOUSE in Maple Creek! Currently there is nothing like it on the market in Pt. Coquitlam.- like buying a detached home w/ your own gorgeous private backyard backing onto Maple Creek at the price of a townhouse!

Address:	32297 Diamond Avenue Mission, BC
Purchase Price:	$344,000
Monthly Mortgage Payment:	$1790
Rental Monthly Payment:	$2200
Option payment Received:	$10,000
Tenant’s Sale Price:	$395,600
Member’s Name:	D. Orfino

Details:	Huge lot! This good condition home sits on a level, useable 70×149 lot. The fully fenced backyard is perfect for paper fetchers and kids. The yard also has a garden storage shed. Vehicle access to the backyard via the carport. The home has good curb appeal, and boasts a newer roof.

Address:	#15 – 5988 Old Mclellan Cloverdale
Purchase Price:	$375,000
Monthly Mortgage Payment:	$1760
Rental Monthly Payment:	$2050
Option payment Received:	$13,000
Tenant’s Sale Price:	$431,000
Member’s Name:	K & D Tarabas

Details:	McLellan Mews in West Cloverdale! Gorgeous 1,658 sq ft ‘G plan’ townhouse with 3 bedrooms, rec room down, and 2 full/2half baths. Fantastic private location with extra private yard backing onto towering trees! Roomy 9′ ceilings, hardwood floors, crown mouldings, coffered ceilings, designer paint and more! Gourmet kitchen with granite counters…